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FAQ – Personal Loans Concerns

Thursday, February 13th, 2020

Exactly what are your interest levels?

Rates derive from facets including qualifying credit and the mortgage product. We do give you a 1% discount on our loans with automatic repayment from a Gate City bank checking account.

Just just How are my interest price and loan term established?

Upon approval, your Loan Officer will determine your interest price and term according to your loan quantity, collateral, and credit.

Can a Personal is completed by me Loan application on the phone or online?

Yes. You are able to use at some of our convenient areas, online, throughout the phone or we could mail a credit card applicatoin for your requirements.

Do a co-signer is needed by me to have that loan?

This will depend on the credit situation. Your Loan Officer should determine options that are available you as soon as a software is submitted.

Exactly what do I prefer as collateral on a personal bank loan?

Typical forms of security used include houses, vehicles, boats, RVs, motorcycles and Certificates of Deposit.

How to avoid purchasing a car with flooding damage?

Learn if a salvage is had by the vehicle name and get the automobile history report. When buying a car or truck you|car that is used can also ask the vendor concerns concerning the automobile’s history to see any apparent indications of water damage and mold. (more…)

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